What are Group Health Insurance?Group Health insurance is coverage provided to a group of people, most of whom are company employees. It provides lower premiums due to shared risk and frequently includes employer contributions, making it affordable to employees. The coverage is standardized, ensuring that all members receive the same benefits, and it may include medical, dental, vision, and other options. Enrollment is determined by employment status, with specific sign-up periods. It is regulated to meet standards and may include extra benefits such as wellness programs. Employer contributions are typically tax deductible, making them an attractive benefit for both employers and employees.
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